29 Ways you Waste Cash- Learn to Budget

Setting up and managing a budget can be a difficult task. Don’t give up!  Give yourself time to adjust and find ways that best fit your life to stick with it.  Here are 29 things you can do to keep some of your hard earned cash for yourself!   Stop impulse buying– Giving thought to […]

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Real People Making Loan Decisions

Are You Dealing with a Computer or a Real Person? Many people do not realize that they could be turned down for a loan by a computer program. So, that dream car you want or that emergency personal loan you really need could be denied based on something called “auto decision.” Here’s why you should […]

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Aging Parents and Finances

It’s quite a role reversal when you find yourself wondering about your parent’s finances. Often, it can feel very awkward to even ask a few questions. After all, these are probably the people who taught you the basics about managing your finances. Sometimes looking after a parent’s medical care can transition into needing to delve […]

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Holiday Budgeting Tips

It’s easy to get caught up in the season only to realize in January that you’ve destroyed your budget. Here are a few tips to help keep you on track this holiday season. 1. Let Your Experiences & Traditions Matter More than Gifts. Most of us cannot remember gifts we received last year. Instead of […]

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Divorce & Your Credit

We certainly don’t like to see anyone facing or going through a divorce. But it is sometimes a reality of life. Many times, members can be shocked or dismayed at what happened to their credit after a divorce. If you or anyone you love is contemplating divorce, there are steps that should be taken PRIOR […]

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Avoid the Dealer Rip Off- A True Story

We love it when our members share stories with us. Whether they have been good or bad experiences, when they turn to us for help that lets us know who they trust. Recently, a member purchased a new GM vehicle from a big, local dealership. This member ALWAYS finances his vehicles with us. He knew [...]
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Are You Throwing Money Away?

We all want to be responsible with our finances. But, sometimes we’re throwing money away without giving it any thought. Do any of these ring a bell? Soft Drinks Soft drinks have one of the highest markups of any restaurant item. Switch to water and save hundreds over the course of a year. Unused Gym […]

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Tax Refund? Don’t Blow It

Are you expecting a tax refund this year? Or maybe you’ve already received one. It’s easy to think of a refund as “free” money and it’s very tempting to blow it. Before you fall to that temptation, give some thought to these ideas that will pay off for you down the road: Emergency Fund We’ve […]

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